Tag: financial_inclusion

Yemen's DeFi Leap: A Beacon of Hope or a Sanction-Fueled Mirage?

Yemen's DeFi Leap: A Beacon of Hope or a Sanction-Fueled Mirage?

Now picture doing that while the very financial system that you need to support you is being weaponized against you. We know it’s a frustrating and daunting challenge. That’s the new normal for millions of Yemenis, collateral damage in US sanctions targeting the Houthi movement. These sanctions, though imposed with...

Aptos DeFi Growth: Can It Bridge the Gap for Financial Inclusion?

Aptos DeFi Growth: Can It Bridge the Gap for Financial Inclusion?

The price of APT might be waffling around $4.70, and traders are squinting at charts trying to decipher Elliott Waves, but let's be honest: that's not the story. The story with Aptos is much bigger than just a quick pump and dump. Specifically, whether or not its DeFi advancements can...

China's Crypto Cash Grab A Missed Opportunity For Social Good?

China's Crypto Cash Grab A Missed Opportunity For Social Good?

China banned crypto. We get it. So concerns about capital flight, financial instability are all totally understandable. What happens after you ban it? Supposedly, you take federal property, you liquidate it, and you use the revenues to fund shortfalls in state and local government budgets. Fine, but is that all...

DeFi's Broken Promises: Are Freedoms Sacrificing Economic Needs?

DeFi's Broken Promises: Are Freedoms Sacrificing Economic Needs?

Remember the early days of the internet? The dream of this decentralized utopia, untethered from the whims of gatekeepers? DeFi was the latest iteration of that fantasy, saying it could offer financial freedom for all. Unfortunately, dreams and ideas rarely match up with reality. The Q1 2025 market crash has...

DeFi's Promise The West Doesn't Want You To Know

DeFi's Promise The West Doesn't Want You To Know

You've heard the buzz, seen the headlines. DeFi – Decentralized Finance – is where the world is going! What they don’t tell you is whose future they’re building. It’s more than just tech bros getting rich off crypto. At NITO, we help countries such as Ghana. We raise billions of...

DeFi's Promise or Peril? Africa's Balancing Act with Crypto Risks

DeFi's Promise or Peril? Africa's Balancing Act with Crypto Risks

Africa stands at a crossroads. Decentralized Finance (DeFi) and cryptocurrencies hold the tantalizing potential of promoting financial inclusion and agency. They democratize access to global credit markets, lower the cost of remittances, and protect users from depreciating local currencies. Is this a real opportunity, or a siren song pulling unsuspecting...

Ethena's Converge: DeFi for the People, Or Just Another Wall Street?

Ethena's Converge: DeFi for the People, Or Just Another Wall Street?

The promise of DeFi has always been tantalizing: a world where finance is democratized, accessible to all, and free from the gatekeepers of Wall Street. Ethena’s new Layer-1 blockchain, Converge, has positioned itself as an integral bridge to that future. More importantly, it has been used as a highway that...

TermMax: DeFi for All or Just Another Elite Club?

TermMax: DeFi for All or Just Another Elite Club?

Excitement around TermMax’s upcoming mainnet launch is at an all-time high. One-click fixed-rate borrowing and lending? That last part sounds like a dream come true compared to the nightmare for anyone who’s ever tried to navigate the choppy waters of DeFi. Is this dream available to all, or just another...

DeFi for All? 'Bartender's' Promise and Africa's Digital Divide

DeFi for All? 'Bartender's' Promise and Africa's Digital Divide

Margarita Finance’s “Bartender,” an AI-powered investment assistant that helps you navigate and maximize your ROI in DeFi, seems amazing. The promise? Democratizing finance, just like ordering a cocktail. Can an advanced AI really close the gap of the digital divide, at least in a continent like Africa? Instant cross-chain swaps...

The Uncomfortable Truth About Crypto Finance's Promise For Africa

The Uncomfortable Truth About Crypto Finance's Promise For Africa

We're constantly bombarded with stories of crypto's potential to revolutionize Africa. Financial inclusion! Economic empowerment! Freedom from corrupt systems! The story is beguiling, offering a digital El Dorado to a continent historically ravaged by economic marginalization. Is it truly a promised land, or just a mirage shimmering in the desert...