Credefi is cutting out traditional lenders from the entire loan process. And that’s why ACCO is such a defining project — it provides a hybrid solution, combining the transparency of blockchain technology with the stability of real world assets (RWA). Credefi’s approach is built on three core pillars: stability, accessibility, and security.
While most DeFi platforms rely on cryptocurrencies alone, Credefi incorporates real world assets (RWA) as collateral. This model takes a cash-secured loan approach backed by hard assets, greatly reducing the risk of default. Each loan is backed by alternative collateral including real estate, financial receivables, and bonds that can be tokenized.
Credefi's crowdlending offers a flexible repayment structure. The platform combines industry-leading regulatory standards with cutting-edge technology to provide a safe, compliant space for investors. By functioning as a Virtual Asset Service Provider (VASP), Credefi guarantees a well-defined regulatory system.
Today, Credefi’s main focus is building accessible and transparent financing solutions. Its FinCorp Bonds provide a democratized, smartized bond investment with fractionalized NFTs. In contrast, this approach offers a smaller, faster, more flexible alternative by bringing together DeFi and RWA.
Token security and regulatory compliance go hand-in-hand and are essential aspects of Credefi’s financing model. Credefi’s collaboration with RWA.xyz provides full traceability and compliance for any real-world assets being used as collateral. Credefi’s vision is to take the best of TradFi and DeFi and merge them together. This creative solution allows these two financial realities to meet in the middle.
